Your homebuying journey starts with the right loan
Explore low down payment options for all budgets Footnote1
Chase DreaMaker2
- Down Payment: 3%3
- Eligible customers can get $2,500 or $5,000 towards your new home with our Chase Homebuyer Grant ℠ that can help you save money at closing.4
- Income limits apply
Federal Housing Administration (FHA)5, 6
- Down Payment: 3.5%7
- Eligible customers can get $2,500 or $5,000 towards your new home with our Chase Homebuyer Grant ℠ that can help you save money at closing.
- No income limits
- Flexible credit guidelines
Standard Agency8
- Down Payment: 3%9
- Eligible customers can get $2,500 or $5,000 towards your new home with our Chase Homebuyer Grant ℠ that can help you save money at closing.
- No income limits
Veterans Affairs (VA)10
- Down payments as low as 0%
- A U.S. Department of Veterans Affairs-guaranteed loan offers low-or-no-down-payment options, and there’s no monthly mortgage insurance requirement.
- $2,000 Chase VA Purchase Closing Cost Benefit. When you buy a home using the VA loan program at Chase, you’re eligible for a credit to use toward your closing costs.11
- Eligible customers can get $2,500 or $5,000 towards your new home with our Chase Homebuyer Grant ℠ that can help you save money at closing.
- Flexible guidelines with credit scores starting as low as 620
Close on your home with confidence
$5,000 Closing Guarantee
We’re committed to making homebuying as easy as possible. The Chase Closing Guarantee will give you the confidence you need to plan your move. We promise an on-time closing in as soon as three weeks or you’ll get $5,000, if you qualify.